The Prism

Creator revenue based lending platform and auto-deduction lending that achieves 98% repayment(based on market research and analysis) with zero credit checks.

Category:

Product Design

My Role:

Research, UI Design, Branding

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Everything content creators need to grow their business

From real-time earnings tracking to AI-powered forecasting, Prism gives you the financial tools built specifically for creators.

The insight that projected the gap for a potential product

Banks reject creators because they can't verify income. But platforms can, (YouTube, Instagram, TikTok) they all know exactly how much a creator earned, verified through official APIs. More important: these platforms are about to send that money to the creator's bank account.

Verified income + automatic deduction = <1% default rate

If a creator owes us $200, and YouTube is about to send them $1,840, we don't have to hope they'll repay. We can just take it directly from the platform payout before it reaches their account. No credit checks needed. No traditional underwriting. No human judgment calls.

The decisions along the way

Resulting of an extensive research, major mistake in traditional corporate credit is choice fatigue. The user needs mapped to exactly three moments: invest in yourself, invest in your team, survive the dip. Prism limits the catalog to 3 functional models designed directly around real-world creator scaling triggers

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